Life Insurance Solutions for Protection, Savings and Retirement
Build a robust cover architecture with the right LIC plans—Term for maximum protection, Endowment/Money Back for guaranteed savings, Guaranteed Income options for predictable inflows, ULIPs for market‑linked growth, and Pension for retirement income.
Illustrations are indicative. Features/benefits as per policy terms and prevailing regulations.
Life Insurance Plan Explorer
Switch categories to view plan details. Select plans to compare, then request a customized quote. Eligibility numbers are marked “verify in consultation” or you can get your quotation now — contact us.
Pure protection at affordable premiums. Financial security to family in case of policyholder’s death. No maturity benefit unless return‑of‑premium variant. Best for maximum coverage at low cost.
LIC Jeevan Amar
Non‑linked, pure term assurance for high protection
Term cover for the policy period with return of premiums on survival as per product rules.
Who it suits
Buyers preferring protection plus return‑of‑premium structure.
Benefits
Death benefit during term; survival value per chosen option.
Get Quote
We confirm eligibility and premium in your quote — contact us.
Coverage for the entire lifetime (to advanced age). Death benefit + bonus additions; survival benefits per product design. Best for legacy transfer and long‑term security.
Guaranteed‑maturity savings with shorter premium payment span.
Who it suits
Mid‑term guaranteed savers who want to complete premiums early.
Benefits
Predictable maturity amount + protection; riders as applicable.
Get Quote
Eligibility verified in consultation — contact now.
Periodic survival payouts during the term plus maturity benefit. Death benefit typically paid in full irrespective of prior payouts. Best for liquidity at intervals.
Non‑linked, non‑participating plans designed to provide guaranteed income or maturity benefits as per chosen options. Best for predictable inflows and certainty.
Investment + insurance combined. Part premium to life cover and balance to market‑linked funds with allocation choices. Best for wealth creation + protection.
Index‑oriented ULIP for rule‑based market exposure alongside life cover.
Who it suits
Investors preferring index approach with insurance protection.
Benefits
Index‑linked funds, switching as per plan rules, protection benefits.
Get Quote
We confirm fund options and eligibility — contact now.
Build retirement corpus and convert into annuity/regular income. Death benefit to nominee during accumulation as per policy. Best for post‑retirement independence.
Simplified pension option for straightforward needs.
Who it suits
Individuals wanting a standard, easy‑to‑understand pension.
Benefits
Predictable structure; clarity of terms.
Get Quote
Confirm specifics during proposal stage — contact now.
Financial support against medical emergencies—hospitalization, surgeries, daily cash benefits as per product. Complements life cover for comprehensive protection.
Documentation checklist, medical coordination and proposal filing.
4
Policy Issuance
Verification, e‑copies, endorsements, beneficiary review and policy kit.
5
Annual Review
Life stage updates, rider tuning and sum assured re‑evaluation.
6
Claims Support
End‑to‑end assistance with documentation and coordination.
Frequently Asked Questions
A common rule is 10–15× annual income plus outstanding loans and major goals. We refine this using years to protect and inflation assumptions.
Term maximizes protection per rupee. Endowment/Money Back combine protection with guaranteed savings/cashflows. Many clients use a mix tailored to goals.
Guaranteed Savings focus on a predictable maturity value; Guaranteed Income focuses on assured periodic payouts (or a chosen income option). Both include insurance cover as per product rules.
Eligible premiums may be claimed under applicable sections subject to conditions. Tax rules can change—verify at the time of purchase.
Yes, coverage can be layered across products and terms if the total is justifiable under financial underwriting.
Policies usually have grace periods and revival options. Missing multiple premiums may reduce benefits—review policy terms.
Select savings/whole‑life plans allow loans based on surrender value. Terms vary by plan.
Accidental Death Benefit, Critical Illness and Waiver of Premium are commonly considered. Suitability depends on your profile.
We assist with documentation, submissions and coordination for efficient claim settlement.
Get a Custom Life Insurance Blueprint
Tell us your cover need, savings goals and retirement targets. We’ll map the right LIC plans and rider structure.
Disclaimer: This page is for educational purposes and does not constitute advice or a product offer. Plan features, eligibility, premiums, tax rules and benefits are subject to the insurer’s terms and applicable regulations. Confirm specifics in your personalized quote.
